PSPs, EMIs & Fintech Builders
White-label IBAN, card and payout rails for licensed fintechs.
Who this is for
PSPs, licensed EMIs, neobanks, embedded-finance providers and white-label fintech operators.
qeam.net is the underlying infrastructure layer for PSPs, EMIs, neobanks and embedded-finance platforms — giving you IBAN issuance, card programmes, FX, and global payouts through one API, instead of integrating five vendors.
Problems we solve
- Stitching together separate IBAN, card, FX and payout vendors slows time-to-market.
- Most BaaS providers don't cover EUR + USD + global payouts in one stack.
- Card programmes require separate processor + scheme + BIN sponsor relationships.
- Cross-border FX margins from legacy banks erode unit economics.
What we provide
BaaS — accounts, ledger, payments
Issue IBANs, run a multi-currency ledger, and move money via API under your brand.
CaaS — branded card programmes
Launch Mastercard® virtual and physical cards with full spend controls and reporting.
Global payout rail
Reach 150+ countries via SEPA, SWIFT, ACH, Faster Payments and local schemes.
Transparent FX
Mid-market-linked FX in 40+ currency pairs with a clear, published margin.
Outcomes
- Launch a fully-featured fintech product in weeks, not quarters.
- Consolidate vendors and contracts into one infrastructure partner.
- Improve unit economics with transparent FX and bulk payout pricing.
Frequently asked questions
Ready to power your psps, emis & fintech builders?
Open an account or talk to our team about a tailored setup.