Technology as a Service
Technology-as-a-Service (TaaS) is the delivery of modular fintech infrastructure components — ledgers, KYC, compliance, FX, and orchestration — through APIs, allowing teams to compose what they need without buying a full BaaS stack.
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Key Features
Ledger API
Double-entry ledger primitives that scale to millions of accounts.
KYC & KYB
Verify individuals and companies via configurable workflows.
Sanctions screening
Real-time and batch screening against global lists.
FX engine
Quotes, conversions, and hedging via API.
Payments orchestration
Route across rails and providers with one interface.
Webhooks & observability
Event streams plus dashboards for every module.
Who Is It For?
Engineering teams
- ✓ Replace home-built ledgers
- ✓ Modernise legacy stacks
- ✓ Add compliance APIs
Fintechs
- ✓ Augment existing BaaS
- ✓ Custom risk engines
- ✓ Operational tooling
Enterprises
- ✓ Internal treasury platforms
- ✓ B2B payments
- ✓ Embedded finance pilots
How It Works
- 1
Pick the modules
Choose only the components you need.
- 2
Integrate the API
Use our SDKs and reference architectures to ship fast.
- 3
Scale
Add more modules as your product evolves.
Benefits
Build faster
Skip months of in-house infrastructure work.
Stay flexible
Compose modules instead of buying a monolith.
Reduce risk
Lean on battle-tested infrastructure, not bespoke code.
Without vs With qeam.net
Without qeam.net
- • In-house ledger, KYC, screening
- • Bespoke FX integrations
- • Custom webhooks framework
- • Heavy maintenance
With qeam.net
- ✓ Modular APIs for every layer
- ✓ FX and screening on day one
- ✓ Standardised event streams
- ✓ Continuous platform upgrades
Frequently Asked Questions
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