Virtual Debit Card
A virtual debit card is a card number that exists only digitally, issued instantly without a physical plastic card, and used for online purchases, subscriptions, and digital wallet provisioning.
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Key Features
Instant issuance
Create a usable card in seconds — no plastic, no waiting.
Spend controls
Set daily, monthly, and per-transaction limits per card.
Merchant locking
Restrict each card to a specific merchant or category.
Wallet provisioning
Add cards to Apple Pay and Google Pay for in-store use.
Real-time alerts
Get notified the moment a card is charged.
Single-use options
Issue burner cards for one-time purchases.
Who Is It For?
Individuals
- ✓ Safer online shopping
- ✓ Subscription tracking
- ✓ Travel spending
Teams
- ✓ Per-employee budgets
- ✓ SaaS subscriptions
- ✓ Vendor isolation
Marketers
- ✓ Ad spend per channel
- ✓ Influencer payouts
- ✓ Campaign-level cards
How It Works
- 1
Fund your account
Top up your qeam.net balance from your IBAN.
- 2
Issue a card
Create a card in the dashboard or via API with the limits you want.
- 3
Spend and monitor
Use the card online or via wallet; watch every transaction live.
Benefits
Better security
Per-merchant cards mean a leak only affects one vendor.
Cleaner expense data
Each card maps to a project, vendor, or person.
Faster operations
No procurement delay — issue cards as needs arise.
Without vs With qeam.net
Without qeam.net
- • Shared physical cards
- • Manual reimbursements
- • Blanket card limits
- • Painful subscription audits
With qeam.net
- ✓ Per-purpose virtual cards
- ✓ Direct funding from IBAN
- ✓ Card-level controls
- ✓ Subscription clarity
Frequently Asked Questions
Open Your Virtual Debit Card Today
Fully digital onboarding. Get verified in minutes, subject to compliance checks.