Remittance as a Service
Remittance-as-a-Service (RaaS) provides the licences, payout network, FX, and compliance needed to operate cross-border money movement, exposed through APIs so platforms can embed remittance without becoming a payments institution.
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Key Features
Licensed coverage
Operate cross-border under our regulatory umbrella where supported.
Global payout network
Reach 150+ countries through one set of endpoints.
FX engine
Live quotes, locked rates, and hedging options.
Compliance APIs
KYC, sanctions, and transaction monitoring exposed as APIs.
Reconciliation
Settlement files, webhooks, and ledger-friendly data feeds.
Co-branded UX
White-label flows that match your product.
Who Is It For?
Neobanks
- ✓ International transfers
- ✓ Multi-currency wallets
- ✓ Diaspora products
Payroll & HR
- ✓ Global payroll
- ✓ Contractor pay
- ✓ On-demand wages
Marketplaces
- ✓ Cross-border seller payouts
- ✓ Buyer refunds
- ✓ Affiliate commissions
How It Works
- 1
Commercial onboarding
Align on use case, jurisdictions, and compliance scope.
- 2
Integrate the API
Build your flow against our sandbox, including KYC and compliance hooks.
- 3
Launch & scale
Go live, add corridors, and scale volume with confidence.
Benefits
Skip the licence
Operate cross-border without holding your own payments licence.
Faster expansion
Add corridors and currencies as customer demand grows.
Predictable economics
Transparent FX and per-transaction pricing.
Without vs With qeam.net
Without qeam.net
- • Build licences country-by-country
- • Negotiate with many payout partners
- • Custom compliance per market
- • Heavy ops burden
With qeam.net
- ✓ Operate under our umbrella
- ✓ One payout network
- ✓ Compliance as APIs
- ✓ Lean ops
Frequently Asked Questions
Open Your Remittance as a Service Today
Fully digital onboarding. Get verified in minutes, subject to compliance checks.