Crypto & Virtual Asset Businesses
EUR / USD rails for exchanges, OTC desks, custodians and VASPs.
Who this is for
Licensed VASPs, MiCA-registered exchanges, OTC desks, custodians, stablecoin issuers, and crypto-native fintechs.
qeam.net provides fiat on/off-ramp banking for compliant crypto exchanges, OTC desks, custodians, brokers and Web3 platforms — with dedicated IBANs, segregated client money flows, virtual IBANs for user-level reconciliation, and a Travel Rule-ready compliance stack.
Problems we solve
- Most tier-1 banks de-risk crypto businesses and close accounts without notice.
- Reconciling thousands of inbound user deposits requires unique virtual IBANs per user.
- Travel Rule, MiCA, and source-of-funds monitoring need bank-grade compliance tooling.
- Settling with liquidity providers across borders is slow and expensive on legacy SWIFT.
What we provide
Dedicated EUR & USD IBANs
SEPA, SEPA Instant, SWIFT and Fedwire access through regulated partner institutions.
Virtual IBANs per end-user
Issue a unique IBAN per customer to automate fiat deposit reconciliation at exchange scale.
Segregated client money
Operate clearly-separated client and operating accounts to satisfy safeguarding rules.
Travel Rule & MiCA-aligned KYC
Built-in KYC, KYB, sanctions screening and originator/beneficiary data exchange.
Mass payouts to liquidity providers
Programmatic SEPA / SWIFT / cross-border payouts in 40+ currencies via API.
Outcomes
- Stable, long-term banking that doesn't get de-risked overnight.
- Automated reconciliation of millions of user deposits.
- A single compliance and reporting surface across fiat operations.
Frequently asked questions
Ready to power your crypto & virtual asset businesses?
Open an account or talk to our team about a tailored setup.